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How To Buy Some Time In Foreclosure – Ask For The Mortgage Note

February 25, 2009 Housing

If you are facing foreclosure, one tactic you may wish to consider is to ask the Lender to produce your mortgage note. Over the last few years, mortgages were sold from one firm to another, sometimes many times, and the original documentation may have gotten lost in the process.  If you can persuade the Judge […]

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40 Year Mortgage Restructuring

December 22, 2008 Housing

One of my clients had an interesting suggestion.  Have the banks offer the following to those with home loans in danger of foreclosure.  The bank restructures the loan for 40 years with an affordable interest rate.  The individuals have to remain in the home for a specified amount of time (5-10 years) – which would […]

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